Maffeo-Kelly Appraisal Co., LLC is your FHA certified appraisal company

We assure you that Maffeo-Kelly Appraisal Co., LLC is an FHA-certified appraisal practice in NJ. We're certified and approved to do appraisal reports for FHA insured loans. Part of the continuing training our staff at Maffeo-Kelly Appraisal Co., LLC undergoes deals strictly with understanding the FHA's documentation and their rules and procedures.

Be sure to contact Maffeo-Kelly Appraisal Co., LLC if you need an appraisal done for an FHA-secured loan.

An FHA loan is underwritten by the Federal Housing Administration, a federal organization that is a part of the U.S. Department of Housing and Urban Development (HUD). The FHA does not loan funds to borrowers, rather, it provides lenders with protection by offering mortgage insurance in case the borrower defaults on his or her loan obligations. Available to all consumers, FHA loan programs are built to aid credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans.

Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. The loan programs that the Federal Housing Administration provides are exceedingly useful to consumers with less starting capital.